Each Week Tyler Oden with SunTrust  provides me with updated Interest rates.

Remember that Rates are only one part of the Mortgage Equation.

You also need to consider fees, estimates on prepaids and other charges before picking a lender. In my experience Tyler gives accurate estimates and fantastic service.

Tyler Oden  SunTrust

        Rates  January 3rd , 2011

        Conventional 30 yr Fixed  -  4.75% no points

        Conventional 15 yr Fixed  -  4.25% no points

        Conventional 5/1 arm- 3.375% no points

        Jumbo 5/1yr arm  - 4.25%

        FHA 96.5%- 4.625%  - 30 year fixed 

        VA 100%- 4.625% - 30 year fixed

        All conventional loan rates are based on a middle credit score of 740 or higher and a loan amount of $150k or higher on a primary residence purchase.  Max loan to value on all conventional loans is 95% due to mortgage insurance guidelines. (debt to income ratio is limited for mortgage insurance above 90% loan to value)   All rates based on purchase money mortgages.

      Rates are subject to change based on market conditions and are intended to be used as a guide only.  For APR and up to the minute rates, please call for a rate quote

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Barry Bevis, Realtor / Broker 930 Thomasville Road Tallahassee, FL 32303
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